Reduce the daily pressure
Pursue lower, more predictable payments based on the realities of your business cash flow.
MCA PAYMENT RELIEF FOR BUSINESS OWNERS
Your revenue should run your business—not disappear into daily payments.
If stacked merchant cash advances are squeezing your cash flow, a more manageable path may be available. Start with a free, confidential review.
One document. One clear next step.
Upload your most recent business bank statement so our team can evaluate your MCA withdrawals and operating cash flow.
✓ No upfront fee for review
✓ No obligation
✓ Confidential
A DIFFERENT WAY FORWARD
Stop solving yesterday’s payment with tomorrow’s advance.
Adding another position can create one more withdrawal and even less room to operate. Global Debt Service reviews the full picture and negotiates directly with funders to pursue more sustainable terms.
Address every position
Review stacked advances together instead of treating each withdrawal as a separate problem.
Keep operating capital working
Create room for payroll, vendors, inventory, equipment, and the opportunities that move your company forward.
WHAT BREATHING ROOM CAN DO
Cash kept in the business can start working today.
Lower payments are not only about escaping pressure. They can give the business flexibility to handle obligations, pursue opportunities, and make decisions from a position of strength instead of urgency.
Based on your estimate above
$0
potential monthly cash-flow increase in the 75% reduction illustration
Over 30 days$0
Over 90 days$0
Over 12 months$0
Protect your team
Keep payroll funded during uneven sales weeks without reaching for another high-payment position.
Buy on your schedule
Restock ahead of demand, avoid emergency purchasing, or take advantage of supplier pricing when available.
Fund revenue-producing work
Put capital toward marketing, materials, equipment, or contracts that can move the business forward.
Build an operating cushion
Create room for taxes, repairs, seasonal dips, and unexpected expenses instead of reacting with new debt.
Examples are illustrative. How retained cash is used—and any resulting business outcome—is the merchant’s decision and is not guaranteed.
THE RENEWAL REALITY CHECK
You proved you can pay. But is the renewal really rewarding you?
A renewal may be presented as a benefit for positive payment history. Unlike a traditional refinance, however, it may not erase the economic cost already built into the first purchase amount. Part of the renewal goes directly to paying off the old balance, while the new contract generally applies a new factor to the new advance amount.
The loyalty illusion
The offer may show a larger advance or a slightly better factor, but the merchant can receive far less usable cash than the contract amount suggests. The right comparison is not “old advance versus new advance.” It is fresh cash received versus the total new payback.
EDUCATIONAL CALCULATOR
See what the renewal really delivers
Current position
Proposed renewal
Renewal shown on paper$120,000
Fresh cash you can use$50,000after the old payoff
New contractual payback$168,000
New payback above fresh cash$118,000
THE COST MOST MERCHANTS NEVER SEE
The rolled balance can carry factor cost from both positions.
Old factor cost estimated inside the payoff$0
Estimated portion of the old payoff attributable to the first position’s factor cost.
New factor cost applied to the rolled payoff$0
New factor cost associated with the part of the renewal used to satisfy the old balance.
Combined factor-cost overlap$0
Estimated factor costs associated with the balance carried through the renewal.
Estimated overall cost across both positions
$0
Total paid or owed across both positions minus the total usable cash the business received.
Educational illustration only. The estimated old factor cost assumes the remaining purchased amount contains principal and factor cost in the same proportion as the original agreement. Actual allocation, reconciliation, renewal, and payoff terms vary by contract. These figures are not presented as an interest rate or APR. Review the actual agreements before making a decision.
SIMPLE AND CONFIDENTIAL
Your review starts with one recent statement.
There is no long application to begin. Your statement helps our team understand actual withdrawals and whether your cash flow may support a restructuring or settlement strategy.
Start my review →- UploadSend last month’s business bank statement through this secure form.
- ReviewA specialist evaluates your MCA activity, balances, and cash-flow pressure.
- DiscussWe contact you to explain potential options and answer your questions.
THE NEXT ADVANCE DOESN’T HAVE TO BE THE ONLY OPTION.